VibeCodeCareers 
On-site in Jersey City, New Jersey, this senior-level role at JPMorgan Chase involves leading software engineering efforts within the Payments Trust and Safety Technology group. The focus is on developing secure, scalable technology products to protect merchants against fraud.
Skills / Requirements
- AI-assisted Development
- Application Resiliency
- AWS
- CI/CD
- Databases
- EC2
- ECS
- EKS
- Financial Services
- Java
- Kafka
- Lambda
- Microservices
- NLB
- Operational Stability
- S3
- Security
- Spring Boot
- System Design
- Vibe Coding
Why Apply
This role is ideal for those experienced with AI-assisted development tools like GitHub Copilot, focusing on improving code quality and delivery speed. You'll drive the adoption of AI-assisted engineering practices to enhance operational outcomes.
What You'll Be Doing
You'll design and develop software solutions to combat fraud, ensuring high performance and scalability. Your day involves coding, troubleshooting, and leading a team in using AI tools to optimize software development processes.
Working in Jersey City, New Jersey
- Jersey City is a growing tech hub with proximity to New York City, offering ample networking opportunities.
- The city provides a vibrant lifestyle with cultural diversity and numerous dining options.
- Public transit options like PATH trains make commuting to and from Jersey City convenient.
- Jersey City's cost of living is generally lower than Manhattan, offering a more affordable urban experience.
Pay and Career Growth
The role offers a competitive salary range from $156,750 to $215,000 annually, with potential for commission-based pay. JPMorgan Chase emphasizes diversity, inclusion, and offers comprehensive benefits, including health care and retirement plans.
Benefits and Perks
- Backup childcare
- competitive salary
- Equity
- Financial coaching
- Health care coverage
- Mental Health Support
- Retirement savings plan
- Tuition reimbursement
Is This Role Right for You?
Good fit if you...
- Experienced in AI-assisted software development tools and practices.
- Strong background in Java, Spring Boot, and AWS services.
- Proven leadership in agile environments with a focus on security and performance.
May not be for you if...
- Unfamiliar with AI tools like GitHub Copilot for development.
- Limited experience in cloud-based architectures and AWS services.
- Uncomfortable with on-site work in Jersey City.
Original Job Description
Fraud Tech Lead Software Engineer – Cloud
Tampa, FL, United States
and 1 more
Job Information
Job Identification 210735871
Job Category Software Engineering
Business Unit Commercial & Investment Bank
Posting Date 07/10/2026, 04:02 PM
Locations 4915 Independence Pkwy, Tampa, FL, 33634, US545 Washington Blvd, Jersey City, NJ, 07310, US
Job Schedule Full time
Job Shift Day
Base Pay/Salary Jersey City,NJ $156,750.00-$215,000.00
Job Description
We have an opportunity to impact your career and provide an adventure where you can push the limits of what’s possible.
As a Lead Software Engineer at JPMorganChase within the Payments Trust and Safety Technology group, you are an integral part of an agile team that works to enhance, build, and deliver trusted market-leading technology products in a secure, stable, and scalable way. You will be part of the Fraud Protection group, building solutions for merchants to protect themselves against fraudulent behavior. Drive significant business impact through your capabilities and contributions, and apply deep technical expertise and problem-solving methodologies to tackle a diverse array of challenges that span multiple technologies and applications.
Job responsibilities
Executes creative software solutions, design, development, and technical troubleshooting with ability to think beyond routine or conventional approaches to build solutions or break down technical problems
Develops secure high-quality production code, and reviews and debugs code written by others
Monitor and collect performance statistics, analyzing product performance and scalability across diverse hardware, software, and configurations
Serve as performance advisors within teams to ensure performance considerations are integrated into development practices, optimizing infrastructure scalability
Influence leaders and senior stakeholders across business, product, and technology teams
Proactively anticipate and identify issues that could negatively impact performance, working to eliminate or mitigate them
Plan and develop methodologies for standard performance benchmarks and comparisons
Design, develop, and implement tools to automate performance measurement and analysis
Drives team adoption of enterprise-authorized AI-assisted engineering practices within the work environment to improve code quality, delivery speed, and operational outcomes (e.g., AI-assisted code review/refactoring, test strategy acceleration, incident/root-cause analysis support), while establishing consistent validation standards (secure coding, peer review, automated testing) and promoting reuse of effective patterns across the team
Applies knowledge of tools within the Software Development Life Cycle toolchain, including enterprise-authorized AI-assisted development and automation capabilities, to improve the value realized by automation
Required qualifications, capabilities, and skills
Formal training or certification on Software Engineering concepts and 5+ years applied experience
Demonstrated experience leading effective use of approved AI-assisted software development tools (e.g., for coding, code review, test acceleration, troubleshooting) with the ability to set team expectations for validating AI outputs for correctness, performance, and security
Strong understanding of responsible AI use in engineering workflows, including data sensitivity considerations, secure handling of inputs/outputs, and adherence to resiliency and security expectations; experience coaching engineers on safe, compliant adoption within delivery practices
Hands-on practical experience delivering system design, application development, testing, and operational stability
Advanced hands on development experience in Java, Spring boot, Microservices
Experience with AWS Services such as ECS/EKS, Lambda, S3, EC2, Kafka, NLB
Experience with Databases
Proficient in all aspects of the Software Development Life Cycle and advanced understanding of agile methodologies such as CI/CD, Application Resiliency, and Security
Experience working with AI agents/copilots for engineering
In-depth knowledge of the financial services industry and their IT systems
Preferred qualifications, capabilities, and skills
Strong enterprise architecture design concepts to allow for unified user experience leveraging data sharing capabilities with API, Kafka
Case management workflow and orchestration to serve as the backbone of a unified user experience across multiple cross-functional teams
Vibe coding experience and conceptual knowledge while leveraging developer assistant tools like GitHub Copilot to allow for efficiency gains
About Us
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs (https://careers.jpmorgan.com/us/en/how-we-hire/faqs) for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
About the Team
J.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.
